Insurance that covers medical expenses that arise due to an illness.

What do most people use Health Insurance for?

• Cover surgical costs

• Cover specialist costs

• Cover hospital costs

• Cover for children

• Avoid public waiting lists

Pays a lump sum if you suffer from a condition named in the insurance policy e.g heart attack, cancer, stroke, angioplasty.

What do most people use Trauma Insurance for?

• Pay partner/ family member to take time off work, so they can provide support and care at home

• Pay for treatments that may not be covered by the New Zealand health system or health insurance

• Cover childcare expenses

• Reduce mortgage/debt

• Take time off work to rest and recover

Provides money to live on as a monthly payment while you’re not receiving your salary or wage.

What do most people use Income/Mortgage Protection Insurance for?

• Maintain their financial lifestyle

• Maintain their retirement plan savings

• Maintain their mortgage /debt repayments

• Financial security

Provides a lump sum amount when suffering one of the covered injuries as a result of an accident.

What do most people use Specific Injury for?

• Fill the gap of any ACC shortfall

• Treatment

• Recovery

• Access private treatment

Lump sum payment if you become totally and permanently disabled.

What do most people use Totally Permanent Disability Insurance for?

• Maintain their mortgage /debt repayments

• Supplement their current and future income

• Supplement for additional costs such as childcare

• Modify home, vehicle or buy specialist medical equipment to help adjust to changed lifestyle circumstances

Pays a lump sum of money if you have a terminally ill diagnosis or an untimely death.

What do most people use Life Insurance for?

• Repay mortgage/debt

• Provide an income for surviving partner/family

• Provide future financial support for their children

• Funeral Expenses

• Pay for childcare support if the person who passed away was the primary caregiver